Across the United Kingdom small, medium and large businesses rely heavily on asset financing companies when it comes time to purchase or upgrade high-value equipment (i.e. machinery, vehicles, IT hardware…). Asset finance is a critical financial product for businesses, enabling them to avoid the large upfront cost of purchasing an outright asset (equipment) purchase and improving cash flow by enabling the cost of the asset to be spread across its usable life. So, with all that said how do you find the right asset finance company for your business?
Related: A complete guide to asset finance
In this detailed guide we’ll take you through 104 asset financing companies (brokers and financiers) able to work with UK businesses providing between £1,000 and £10,000,000+ in finance over periods of 1 to 7 years. These asset finance providers offer a mixture of three core types of asset finance; this includes (HP) Higher Purchase, (FL) Finance Lease and (OL) Operating Lease.
Additionally, many providers offer variations of the above types and more niche types (or use a different name for a type). This includes (RE) Refinance, (CH) Contract Hire, (LP) Lease purchase, (SL) Sale and Leaseback (Type of Refinance), (SH) Sale and higher purchase (Type of Refinance), (CP) Contract Purchase, (FTR) Fixed term rental, (L) Leasing (used where type of lease available has not been found), (R) Rental, (LS) Leasing sales, (SLE) Seasonal Lease, (ML) Master Lease, (HA) Hire agreement, (SFI) Supplier finance and (PCP) Personal Contract for Purchase (apart from the first few entries we’ve used the abbreviations listed above throughout the guide below to indicate the different types of asset finance each company can provide).
For each asset finance company in this guide, we’ve endeavoured to provide as much detailed information as possible, including details such as name, type (Broker or Financier), company background, website, location, types of asset finance covered, the size/type of businesses the company can work with (i.e. sole trader, small company, large businesses…), the sectors they work/specialise in, contract periods, how they assess assets (I.e. DIMS), examples of assets they’ve financed / can finance, amount of finance that can be provided, special conditions (i.e. 10% deposit or 3 year trading requirement), international coverage (with specific mention if they cover Ireland) and contact information (email or link to contact form page).
The guide to asset finance companies below is not ranked in order, we have however endeavoured to put larger and more well known providers nearer the top of the guide. The guide is designed as a resource providing general information on asset finance companies enabling you to whittle down and carry out your own due diligence on the providers that make the most sense given your business circumstances. We are not promoting any particular companies, products or services.The information given is purely for guidance, it is not intended as a substitute for professional advice. I hope you find it a useful resource!
Lombard Asset Finance (Financier)
Founded in 1861, Lombard is part of the Royal Bank of Scotland Group (since 2000) and is one of the largest finance houses in the United Kingdom. They are headquartered out of Rotherham (where the company was originally founded) and are specialists in providing asset finance and managing assets (they’ve also won the Best Leasing and Asset Finance provider award every year for over a decade).
They offer a range of general asset financing options (Finance Lease, Higher Purchase, Sale and Leaseback, Contract Hire and Operating Lease) and specialise in working with businesses in the marine, manufacturing, agriculture, technology, vehicles and the green energy sectors. Lombard also offer a further refined range of products tailored to businesses in sectors they specialise in; this includes capital import finance, leisure marine finance, aviation finance, technology finance and commercial marine finance (additional security may be required for some of their products, on top of the asset being financed). They can provide financing for businesses in the United Kingdom, Republic of Ireland, Jersey, Guernsey and Gibraltar.
Lombard will allow you to choose suppliers, dealers, manufacturers or equipment models (the only stipulations being, reputable providers and reliable equipment models). There also able to offer a number of asset management solutions/services that complement their ability to finance, including:
- Complete Asset and Lease Management (CALM) – A platform for managing assets and leases, giving total visibility and allowing for better decision making/cost reduction (integrating into operational processes).
- Procurement and deployment – Lombard can acquire and deploy new technology on your behalf (office relocations, infrastructure upgrades/migration…). They are also able to potentially offer off-market discounts on procuring equipment (given their supplier relationships).
- Technology maintenance / Disposal – Provision of Hardware, software and network maintenance (Lombard Technology Services). They are also able to dispose of your IT assets in line with regulatory requirements.
- Invoice Management – Their invoice management system enables you to manage multi-asset supplier payments easily.
On a final note, if you’re looking for commercial vehicle finance, they have a sister company (Lombard Vehicle Solutions) who are set up to deal with this type of financing (including corporate fleet acquisition). To contact Lombard, there are a range of different email addresses/contact points covering each division; please find all of the contact details here.
Close Brothers Asset Finance (Financier)
Close Brothers are one of the largest merchant banking groups in the UK, established in 1878 they have been in business for over 140 years (also a listed company on the FTSE 250). They have several divisions providing financial services and products including lending (including asset finance), wealth management, securities trading and deposit-taking (providing services for private individuals and businesses).
Within lending, Close Brothers (Close Bros) offer a broad range of asset financing options (HP, RE, FL and OL). Regarding asset finance, they work with SME’s (Small and Medium Enterprise) in sectors including agriculture, aviation, bus and coach, construction, fairground, marine, manufacturing, packaging, materials handling, print, plastic, renewable energy, waste management and recycling and woodworking. Close Brothers can offer services to companies in the United Kingdom and have a range of offices across the country including in London and Glasgow. Additionally, they have divisional offices for Scotland and Germany.
In addition to the above Close Brothers have an entire division dedicated to motor finance (Close Brothers Motor Finance) which has been running for over 30 years and is one of the UK’s leading providers of motor and vehicle financing. They also provide a large range of other financing options including invoice finance, commercial finance, property finance and if your looking for second-hand equipment Close Brothers also have a significant amount of finance assets for sale at any time (cars, construction equipment, fork-lift trucks, trucks and much more). For general enquiries, you can contact them email@example.com.
Kingsley Asset Finance (Financier and Broker)
Established in 1994, Kingsley Asset Finance is based out of Chorley, Lancashire. They are an independent asset finance company acting as both a financer and a broker. They work with small and medium-sized businesses across most sectors and offer several asset finance products (FL, RE and HP).
Kingsley can provide/provide access to financing for assets from £3,000 to £500,000 (for periods of 1 to 5 years). Examples of assets they have financed include CNC lathes, motor vehicles, construction and plant equipment, HGV’s, industrial equipment, coaches and commercial pint equipment.
As an independent financer they also typically have more flexibility and can work with assets/sectors that traditional asset finance providers and banks will not consider. Additionally, they offer/offer access to a range of other financial products including commercial mortgages and re-mortgages, invoice factoring / discounting and professional practice loans. For general asset finance enquiries
To contact them you can reach them at firstname.lastname@example.org.
Portman Asset Finance (Broker)
Portman Asset Finance is one of the largest asset finance brokers in the United Kingdom, having provided businesses with more than £690 million of finance since their founding in 2010. Based out of Northampton they work with businesses from start-up stage to an established enterprise offering access to a range of asset financing products (LF, HP and RE).
They have relationships with over 40 major lenders, meaning Portman Asset Finance can work with businesses to finance assets from £10,000 to £2,000,000 across a large range of sectors including beauty, transport, engineering, fitness, equipment, catering, brewing, healthcare, retail, technology, leisure, photograph, manufacturing, farming, fitness, construction and equipment. Additionally, Portman can finance asset service costs (including support, delivery and installation) and they also provide access to business loans and supplier finance. You can reach them at email@example.com for enquiries.
Anglo Scottish Asset Finance (Broker)
Incorporated in 2007, Anglo Scottish Asset Finance is a specialised broker of asset finance products They have relationships with over 70 funding partners and offer access to a wide range of asset financing options (FL, OL, HP, CH and RE). They also offer more specialised products including equipment financing, haulage, vehicle finance, business and coach finance, dealer finance, green energy finance and soft asset finance (IT hardware, software…).
Anglo Scottish work with businesses of all sizes and cover sectors/assets including transport, renewable energy, technology, healthcare, agriculture, materials handling, construction, manufacturing plant and machinery, vans and cars, professional services and public sector.
They also offer access to invoice finance and business loan products. You can reach them at firstname.lastname@example.org for enquiries.
Hitachi Capital (UK) (Financier)
Running for more than 35 years, Hitachi Capital is a UK registered PLC and one of the largest financial services companies in the UK (with over £5 billion in assets). Hitachi Capital (UK) is a subsidiary of the Hitachi Capital Corporation (based out of Japan) and a close affiliate of Hitachi Ltd (a global provider of manufacturing and industrial technology) and Mitsubishi UFJ Financial Group Inc (leading car and vehicle manufacturer).
Hitachi Capital (UK) offer a range of asset financing solutions (not stated directly but inferred a minimum of HP and FL from the website). They aim to work with established SME’s who have been trading for more than 3 years, with a structure that is either a Limited Company (LTD / Limited), Sole Traders, Limited Liability Partnership (LLP) or Public Company (PLC).
They work with businesses across sectors and assets including craft beer, renewable energy, agriculture and maintenance, surveying, emission conversions, vehicles and wheeled assets, construction equipment, healthcare, manufacturing and machinery, fitness/gyms and information technology assets.
They offer asset financing between £5,000 and £500,000 with repayment periods between 24 and 60 months. Additionally, they can provide commercial loans, invoice finance and of course asset finance. They have offices across the UK including Leeds, Telford and Staines-upon-Thames (Surrey). For enquiries, you’ll need to fill a form on their contact page here (make sure to select the right contact area first, i.e. motor finance, business finance).
Praetura Asset Finance (Financier)
Praetura Asset Finance launched in 2014 with offices in Manchester and Blackburn. They have over 60 years’ experience in the field and provide a full range of asset finance products (HP, FL, OL and RE). They work with small and medium businesses in sectors including waste and recycling, agriculture, engineering, printing and construction (examples of assets financed include commercial haulage vehicles, tractors, printing presses and workshop installations).
Additionally, if you’re in the market for second-hand equipment, Praetura have a number of assets for sale here (financing options are available). To contact them you can reach them at Operations@PraeturaAF.com.
Simply Asset Finance (Financier)
Boasting over 200 years in experience and several industry awards, Simply Asset Finance is a boutique London based asset financing firm offering a range of products (HP, FL and RE).
Simply Asset Finance works with SME’s within the woodworking, engineering, agriculture, construction, packaging, plastics, transport, print or waste recycling industries. (Terminology note: Refinance is referred to as Asset Equity Release on their website). They can provide financing for all sorts of assets including some types of soft asset (i.e. dental chairs, shop fitting, catering equipment). For further information, you can contact them here email@example.com.
Shawbrook Bank (Financier)
Formerly a listed company on the London Stock Exchange, Shawbrook Bank is now a privately owned commercial and retail bank. Having an established strong background of working with SME’s since the banks founding in 2011, Shawbrook provides a broad range of asset financing products (HP, FL and SL). They can provide asset finance to business in sectors including Agriculture, renewables, sports, marine, taxi, technology and aviation.
Additionally, they offer a range of other commercial financial products including point of sale finance, working capital packages, structured finance and commercial mortgages. If you want to contact Shawbrook Bank for asset finance or for other financing options you can find the right contact to reach here (they have different addresses for different types of finance/sectors).
Investec Capital Solutions (Financier)
Started as a small financing and leasing company in South Africa in 1974, Investec has grown to become one of the world’s largest asset management and specialist banking groups. With extensive operations in the UK since 2006, the asset finance division of Investec to date has provided 185,000 UK businesses with over £1.9 billion in asset finance (asset finance options available are not listed but assumed at a minimum to be HP, FL, OL and RE). They can work with businesses of all sizes to provide finance from £5,000 to more than £ 10 million.
Additionally, if you’re looking for asset management software, Investec provide one of the most advanced solutions on the market. Investec also offer a full range of other business financing and funding options including specialist lending, corporate lending, venture capital, private equity, corporate finance and general business finance
To get access to Investec asset finance, they require you to work with them by via a commercial finance broker, to contact them use the “email me” button/form on the page linked to get details on affiliated Investec brokers (many of the brokers on this list will likely have a relationship with them given their size).
Aldermore Bank is a major banking and financial institution based in the UK. Regarding asset finance, they offer all the main options (HP, FL, OL, RE). Additionally, they offer wholesale funding, stock finance and a residual value option on asset finance (underwriting of residual values to provide more structured finance).
Aldermore Bank can provide asset finance for to SME’s and larger businesses, eligible business structures including partnerships, Limited Companies, Limited Liability Partnership and Sole traders. They are also able to finance a broad range of categories and assets including telecoms, security, waste, transportation, agriculture, catering, construction and mining, office equipment, materials handling, printing and paper processing, textile and leather industrial machinery, waste, broadcast, television and audio, coin-operated, food processing, machine tools, information technology, mailroom equipment, garage equipment, materials handling and more.
To access Aldermore for asset financing, you’ll need to do so via a broker, dealer or associated vendor. To contact them for details of partner organisations (brokers who have access) you can contact them at BusinessLendingDirect@aldermore.co.uk (alternatively as with Investec you can also contact a Broker from this list, it’s likely that the bigger commercial finance brokers listed here will have access). They can also provide wholesale funding (if you’re a lender seeking finance).
Barclays Bank (Financier)
One of the most well-known banking names in the UK, Barclays provides a full range of funding and finance products for small, medium and large businesses. Barclays Bank broad product range includes asset financing options (not listed but assume HP, FL, OL and RE).
They can provide asset finance from £10,000 upwards (not maximum limit listed) for a period of between 1 and 5 years. To be eligible your business must have a trading history of 2 years or more and have an existing relationship with the bank for at least 12 months. Additionally, the asset/s you want to finance must be removable, tangible and identifiable (given this unlikely they will consider most soft assets).
As a major business banking institution, they also provide a range of alternative lending products including commercial mortgages, business loans and business overdrafts. To contact them for further information, you’ll need to call them via the details on the page listed above (the number is different depending on whether you’re an existing customer or not).
White Oak (Financier)
White Oak Global Advisers are US based business finance firm who have provided more than $8 billion to companies around the world (including European companies). In 2017 alone, White Oak is also heavily invested in financing UK businesses and has provided over £500 million in finance to UK companies (over £1 billion in total). They have UK offices in Cardiff, Manchester, Stewarton and Southampton.
Regarding asset finance their focus appears to be on medium-sized companies, given financing for assets (equipment leasing and financing – not listed but assumed HP, OL and FL) typically ranging between $10 million and $120 million. Their sector expertise lies in oil and gas, mining, transportation, manufacturing, aviation, construction, food processing and healthcare. Further to this, they have asset expertise in processing and manufacturing equipment, medical and healthcare equipment, aircraft, transportation equipment (including tractors, trucks and trailers) and other assets that generate revenue.
Additionally, they offer more than 20 lending products for small and middle market businesses (term loans, asset-based lending, trade finance, factoring, treasury and credit services and other UK small business lending options). White Oak were formerly known as LDF Asset Finance. You can contact your nearest White Oak office here via a form.
Abacus Asset Finance (Broker)
Founded in 2000, Abacus Asset Finance has grown to become a leading business finance broker providing finance for businesses in Scotland UK-wide (based out of Edinburgh).
They primarily source asset financing (HP, LS, CH, SH and RE) for assets including private vehicles, machinery (manufacturing, factor), plant (excavators, dumpers, diggers and material handlers), computer equipment (office equipment), forestry equipment (forwarders and harvesters) and fleet (cars, HGV’s and coaches). If you’re looking for vehicle or motor sourcing (alongside finance) its worth noting they have built up a substantial network of motor/vehicle dealers and manufacturers in the UK and can source and deliver vehicles to you (within the UK).
For enquiries, you can reach them at firstname.lastname@example.org. Additional products they can offer include invoice factoring and invoice discounting.
Running for more than 40 years WestWon is a large leasing and asset finance broker, enabling access to financing options for small businesses in the UK. They have offices in High Wycombe and Leicester and can access asset finance (HP, OL, FL) from a £1,000 to £10 million (working with businesses from sole trader to publicly traded company).
To date they have worked with over 2600 businesses to secure financing for purchases of assets including commercial dishwashers, printers, pizza ovens, security equipment, servers, smartboards, solar panels, tanning beds, vending machines, wind turbines, air conditioning units, camera equipment, catering trailer, commercial artificial grass, computers / IT hardware, software, office furniture, gym equipment, scaffolding, Vehicles, Fire Alarms, Forklift Truck, Laser Hair Removal Equipment, Catering equipment, Laptops & Tablets, Audiovisual, Telecom, Cranes, EPOS, Waste Equipment, Coffee Machines, CNC Machines, Fine Art, Laundry Equipment, Mobile Phones, CCTV & Security equipment, Defibrillators, LED lighting, Healthcare Equipment, 3D Printers and more. You can contact them to find out more at email@example.com.
Liberty Leasing (Financier)
Based out of Southampton (Hampshire), Liberty Leasing offers a range of asset financing products (HP, LP, FL and RE). They provide financing for startups, established businesses and high net worth individuals.
They’re able to finance assets including haulage and commercial vehicles, specialist vehicles (horseboxes, taxis, Track cars, refuse vehicles, minibuses, motorhomes, race cars, classic cars, historic cars, ambulances, cement mixers and imported cars) construction and plant machinery, print machinery, engineering machinery, buses, coaches and fleet vehicles. Additionally, they also have some assets available for sale here (predominantly vehicles, it seems to been the main asset financed). For enquiries, you can contact them at firstname.lastname@example.org.
Midlands Asset Finance (Broker)
Midlands Asset Finance is a broker offering access to a range of finance, including asset finance. They can work with businesses in financing assets (HP, FL, RE) across agricultural, information technology, property, manufacturing, haulage, business vehicles, bus and coach, engineering and healthcare spaces.
Based in Derbyshire, they also offer a wide range of other financial products including lease transactions, asset finance, property finance, invoice financing and cash-raising transactions, in addition, they can organise residential mortgages, commercial investment loans, bridging loans and unsecured lending. To contact them you can reach them at email@example.com (there also happy to arrange face to face meetings or to carry out everything online, whichever is preferable for you).
Siemens Finance Services (SFS) (Financier)
Founded in 2002, Siemens Financial Services is a UK subsidiary of the Siemens one of the worlds largest multinational companies active in over 190 countries and spanning everything from transportation to heavy industry, as such they have access and close affiliations to many sister companies who produce equipment and vehicles (there able to finance Siemens produced equipment and equipment from third parties).
Siemens Financial Services offer a variety of asset financing options (FL, HP and OL) for UK businesses (small, medium and large). Generally companies must have a trading history of at least three years to be eligible for finance. They’re able to finance assets from £1,000 to millions in value over a period of 3 to 7 years. They work to provide solutions for companies involved in areas including energy, healthcare, industry, transportation and public sector. Examples of assets financed with amounts include:
- Magnetic Resonance Imaging (MRI) Scanner upgrade for National Health Service (NHS) Hospital (£600,000)
- Biomass boiler systems for a charitable body (£100,000)
- Photocopying equipment for various small businesses (£1,500+)
- Acquisition of a milling centre for a machine tool manufacturer (£1,250,000)
Other assets Siemens Financial Services (SFS) are able to finance include but are not limited to diagnostic imaging equipment for healthcare, laboratory equipment, building controls, LED lighting, combined heat and power systems, machine tools, granulators, extrusions systems, construction equipment, feeders and conveyors, incouding robots, production line equipment, trucks, coaches and buses (energy efficient), leisure equipment, fire equipment, traffic management systems, vending machines, telecoms equipment, fire and safety systems, reprographics and office equipment.
Additionally, they’re able to offer other forms of business finance including practise loans, block discounting, invoice discounting and various forms of project finance. You can contact them via the form on this page or by using the relevant department phone number listed (i.e. healthcare finance, public sector finance).
MACMANUS Asset Finance (Broker)
Founded in 2005, MACMANUS Asset Finance is an asset finance brokerage based in Wales (close to Cardiff). They can source an array of business finance products (HP, FL and OL) and work with over 60 asset finance providers. They focus on working with businesses in sectors including waste management, agriculture, haulage, healthcare recruitment, van hire, recycling, plant hire, car hire, catering, coach and bus operators, funeral directors, plastics, print, media, manufacturing, food production, engineering, fitness and crane hire.
Regarding assets, they have particular expertise in sourcing renewables finance, healthcare finance, aviation finance, plant and machinery finance, marine finance, car finance, LCV finance, manufacturing machinery finance, agricultural finance, HGV finance and construction machinery finance.
For more information, you can reach them at firstname.lastname@example.org. They also offer a range of other financial products including VAT (Valued Added Tax) & corporation tax loans, invoice finance, prestige car finance and business loans.
Macquarie Equipment Finance (Financier)
Originating from the United States, Macquarie Equipment Finance are a global provider of equipment finance working with commercial clients to provide risk and capital solutions (across equity, debt and commodities), banking, finance and asset management / financing (asset finance options not listed but assumed given size the entire range of HP, FL, CH and RE).
Macquarie have funded assets to date more than $29 billion and have worked with businesses across 40+ different countries (with a presence in 25) in sectors including technology, aircraft, rotorcraft, speciality investments, mining, rail, plant and equipment, healthcare, energy and electronics. Additionally, they’re able to provide equipment trading opportunities and distribution finance.
To reach the relevant contact for asset management, go to the contact page here and scroll down to the asset finance section and select your relevant industry.
Amicus Asset Finance (Financier)
Started in 1996 and based out of London, Amicus Asset Finance has financed over £500 million in assets to date, offering a range of finance options (OP, HP, RE and FL) for small businesses to listed companies. They can provide financing from £7.5K upwards (no limit) with contract terms between 1 and 7 years (for second-hand and new equipment). Important to note their refinancing option can cover management buyouts and buy-ins (MBO / MBI), financial restructuring and cash flow improvement.
Amicus can provide financing for assets including materials handling, access and storage, information technology, graphic arts, telecoms, agriculture, construction, equestrian, recycling and waste management. Additionally, they’re able to provide vehicle finance, business loans and structured asset finance. You can contact them at email@example.com for more information.
First Asset Finance Plc (Broker)
Finance Asset Finance is a registered public company and financial broker that have been running for more than 40 years, providing access to structured asset finance products (FL and OL) using a tender process to find the right asset finance/finance provider for each deal. They work across sectors and assets.
First Asset Finance is also a provider of asset management software called DALIS (Data Asset Logging Information Software), designed to make managing assets and leasing more efficient and reduce cost. They also provide an asset residual value solution called First Asset Rental RV (or FARV for short), which is able to support customers by injecting cash into lease transactions (funded by third or first parties ie finance houses, banks, manufacturers or end users), as well as trade finance, cross-border finance and receivables finance (factoring). For enquiries, you can contact firstname.lastname@example.org or email@example.com at First Asset Finance Plc.
Lloyds Banking Commercial Finance (Financier)
Founded in Birmingham in 1765, Lloyds Bank Commercial Finance is part of the Lloyds Banking Group, one of the largest commercial and retail banks in the UK that provides a range of business funding and finance products (including asset finance). In 2018 (January to December) alone Lloyds Bank Asset Finance Division deployed £1.5 billion into financing assets for businesses. They offer two primary asset financing products (Hire Purchase and Finance Lease), in order to be eligible for financing businesses must have a turnover in excess of £50,000, the proposed asset must be in the name of the business, your business must have been trading for more than 12 months and be based in the UK.
Lloyds bank has over 40 years’ experience in asset finance, and they are one of the larger providers in the UK asset financing market. There also able to offer specialist sector support across professional practises, plant hire, printing, engineering, construction, transport, manufacturing and business services (there are also brochures available on the page linked above for asset finance options specifically for agriculture, healthcare and business equipment and vehicles). If you wish to contact Lloyds, they have many regional commercial offices, or you can call / or request a callback.
Mulberry Asset Finance (Broker)
Mulberry Asset Finance is a commercial finance and equipment broker running for over 20 years with offices in Cumbria (North West) and North Yorkshire (North East). They provide access to a number of asset finance products (HP, FL and RE) for SME’s within a broad range of industries including medical, dentistry, veterinary, manufacturing, print, agriculture, engineering, renewable energy, arboriculture, forestry equipment, heavy vehicles and haulage, plant, recycling, construction and vehicle.
In addition to the above, they can also enable access to lenders who can provide invoice discounting and unsecured business loan facilities (up to £250,000). To contact them for further information on the above you can Mulberry Asset Finance via the form on this page.
Primary Asset Finance (Broker)
Primary Asset Finance are brokers that provide businesses with access from £10,000 to upwards of £10 million in debt finance. Based close to London and Cambridge, they can work with businesses from across the country to facilitate access to an extensive range of asset financing options (HP, SH, FL, SL and RE). They work with a wide range of assets and sectors (i.e. scaffolding, vehicle emission equipment…).
Primary Asset Finance is also able to provide access to invoice discounting and factoring, peer to peer finance, unsecured loans, cash flow loans, commercial property finance, trade finance and credit insurance. For enquiries, you can reach them at firstname.lastname@example.org.
Paragon Business Finance (Financier)
Founded in 1985, Paragon Business Finance is a commercial lending bank who provide a range of savings and business finance products (including asset finance). Paragon Business Finance division has over £12 billion in assets under management and offer a full spectrum of asset finance products (FL, SH, OL, RF and HP).
Paragon work across sectors including print and packaging, aviation, technology, medical, construction among other sectors. They’re able to finance assets including commercial vehicles (fleet, bus and coach), access platforms, office equipment, Pro AV and Broadcast equipment among many others.
There also able to provide development finance, invoice finance, structured lending and buy-to-let mortgage options. For more information, you can contact the appropriate department via this page (business finance contact for asset finance).
SKM Asset Finance Ltd (Broker)
SKM Asset Finance is an independent asset finance broker running for more than 20 years who work with businesses of all sizes (from Sole Trader to Limited Company to Public Limited Company).
SKM is able to arrange access to a full spread of asset financing lenders and options (HP, FL, OL and RE). They particularly specialise in enabling access bus and coach finance, car finance, construction equipment finance and commercial vehicle finance (i.e. HGV).
Additionally, they also provide access to cash flow finance, commercial mortgages and invoice factoring / discounting facilities). SKM Asset Finance is based out of Ringwood in Hampshire; you can reach them via email@example.com for further information.
Star Asset Finance (Financier and Broker)
Start Asset Finance is a relatively new asset finance company but since founding in 2014, have grown to become a significant independent lender in the asset finance space through growth and aquisition of other asset financing companies (in 2018 alone they have financed more than £200 million in asset purchases). They operate the majority of their asset financing business through subsidiaries, detailed below (each is a different offering):
Kennet Equipment Leasing (Financier)
Founded in 1991, Kennet Equipment Leasing has a range of asset financing options (OL, FL, SLE, ML and SFI) and have financed more than £500 million in equipment for UK businesses. They’re able to finance deals from £250+ and work with small, medium and large businesses across sectors. All agreements are also asset maintenance/service fee included. You can contact them at firstname.lastname@example.org.
Ignition Credit (Financier and Broker)
Based in Truro (Cornwall), Ignition Credit specialise in providing vehicle and asset finance (equipment cross-sector), founded in 2005 they’ve financed over £450 million in asset financing deals (RE, FL, HA, HP, LP and OL). They’re able to finance deals themselves or jointly finance with a number of major finance houses (and in some cases can offer VAT referrals).
Ignition Credit is able to provide car finance, van and LGV finance, technology asset finance, catering finance, refurbishment and fit out finance, agricultural finance, motorsport finance, prestige car finance, engineering finance, horsebox and trailer finance, classic car finance, construction finance and motorbike finance for businesses of all sizes. They are additionally able to offer invoice finance, loan and chattel mortgage and commercial loans. You can reach them via the form on their contact.
Credo Asset Finance (Credo Holdings Limited) (Financier and Broker)
Based out of Norwich and started in 2005, Credo Asset Finance has provided 7,500 UK businesses in Suffolk and Norfolk with over £320 million in funding. The options available are almost identical to Ignition Credit (please see above), the difference being they cover a different area of the country. You can contact them at email@example.com.
First Capital Finance (Broker)
Based out of Bournemouth, First Capital Finance are leasing and asset financing specialists, with a focus on providing access financing for businesses and schools in the south-east. They specialise in providing vehicle finance/equipment finance (OL, HP and FL) and can facilitate financing for a range of assets including but not limited to construction equipment
First Capital also have introducer access to major lenders including Lloyds Bank, Investec, Santander, United Trust-Bank, Hitachi Capital, Aldermore and Close brothers among others. For more details, you can reach via their contact page.
Rivermore Asset Finance (Financier)
Established in 2003 and based in Alton (Hampshire) and London (Greater London), Rivermore Asset Finance can provide a range of asset financing options (HP, LP, FL, CH, SL, SH and R). They work with businesses from startup to established company and will provide finance for most types of business asset/work with customers across a range of sectors (from fruit growing to textiles and more). They offer asset financing over 5 or 6-year contracts (payment holidays can be arranged on some contracts).
Rivermore is also able to offer additional financial solutions including structured asset finance, asset finance credit lines, business loans, new start and early stage asset finance, foreign exchange, working capital solutions (via invoice finance) and specialist finance facilities, for the Materials Handling Equipment (MHE) Sector. You can contact them via firstname.lastname@example.org for general enquiries.
Bibby Financial Services (Broker)
Bibby Financial Services is based in Liverpool (Merseyside) and facilitate access to a range of funding and finance options for businesses including asset finance (HP and LP).
With over 35 years’ experience in arranging business financing, Bibby Financial Services is able to work with companies across the UK in sectors including business services, recruitment, transport export, manufacturing, wholesale and construction.
Additionally, they can arrange invoice finance, international trade funding, trade finance and corporate funding solutions. You can contact them via a form on their contact page, if you want to coordinate with a local office phone numbers are on that page, they many offices across the UK (including Leeds, Manchester, London, Bristol, Cardiff, Birmingham, Newcastle, Glasgow, Leicester and Edinburgh).
Ultimate Finance (Financier)
Headquartered in Bristol, Ultimate Finance specialises in providing commercial equipment leasing and asset finance solutions, over the last 17 years in operation they’ve financed over £1 billion in assets for businesses across the UK (non-limited and limited companies).
Ultimate Finance has worked with many different sizes above business across the full range of industries. They provide asset finance (RE, HP, FL and OL) for single assets from £5,000 to £500,000 (up to a maximum of £1 million in finance per business) in value over a period of between 12 and 60 months (exceptions for large amounts are made on a case by case basis).
It’s also worth noting Ultimate Finance they appear to have a significant number of positive reviews on Trustpilot. They also can offer purchase finance, trade finance, bridging loans, general business loans and invoice finance products (£5,000 to £2,000,000 funding range for these products). You can contact them via the form on their quotes page here. Additionally, if your searching for Ashley Finance, they were recently brought under the Ultimate Finance Brand (the Ultimate Finance Group behind both brands wanted to consolidate their proposition and products under one banner).
Central Asset Finance (Broker)
Central Asset Finance is based out of Bristol and source asset finance for small and medium-sized businesses across the UK (as well as government bodies and international companies).
Sourcing business finance between £1,000 to £5,000,000, Central Asset Finance is particularly focused on car finance, office equipment finance, printer finance and van finance and have relationships with key asset financing companies including Hitachi Capital, Ing Lease, Aldermore Bank and Investec Asset Finance. Additionally, they have a relationship with key suppliers including IBM, Volkswagen, Apple, Mercedes-Benz Audi and Microsoft among others. You can contact them for enquiries at email@example.com.
SHIRE ASSET FINANCE (Broker & Financier)
Based out of Tamworth (Staffordshire) and Part of the Shire Business Group, Shire Asset Finance specialise in providing financing (RE, HP, OL and FL) for vehicles, equipment and machinery, they are both a broker and a funding organisation when it comes to asset finance (having funded over £100 million in assets themselves).
They typically work with businesses involved in sectors including waste management, commercial vehicles, manufacturing, materials handling but are also able to work across other sectors. Additionally, the Shire Business Group has a number of other companies that able to provide/ facilities other forms of financing/services including invoice finance, corporate lending, recoveries, business insurance and more. For more information, you can contact them at firstname.lastname@example.org.
Beacon Asset & Business Finance (Broker)
Beacon Asset & Business Finance is a commercial finance broker with offices in Nottingham and Hereford (established in 2005). They work with small and medium enterprise across the country to source different types of business financing including asset finance (HP, FL and OL).
They specialise in agricultural asset finance, construction, manufacturing, haulage and logistics and printing/packaging. Examples of asset s financed include agricultural machinery, construction equipment and manufacturing upgrades and improvements. They are also able to provide access to a range of lending products including asset-based lending (ABL), loans and non-standard finance, asset finance and invoice finance. You can contact them for more information at email@example.com.
Genesis Asset Finance (Financier)
Base close to Manchester Genesis Asset Finance is an independent family-owned provider of asset finance (RE, HP, OL, SH, SL and FL) for businesses in England and Wales. Since 2000 they’ve worked with businesses from sole trader to PLC to provide more than £7,000,000 in financing (examples of businesses they’ll finance include food manufacturing and courier franchises).
Genesis Asset Finance as an asset finance provider also believes in applying Christian and ethical values to how they do business (as well as supporting a range of local Christian charities). They are also able to provide acquisition finance (MBO and MBI), if you’d like to contact them, you can reach them via the form on this page.
Sussex Asset Finance (SAF) (Broker)
Sussex Asset Finance is based in Burgess Hill (close to Brighton), they are a business finance broker with over 20 years of experience in working with businesses from sole trader to large company in securing asset financing (OL, HP and FL) as well as other forms of financing (mortgages for aircraft, marine, commercial and invoice factoring / discounting).
Examples of assets Sussex Asset Finance have financed include EPOS, hardware, software, telecoms, printing equipment, optical equipment, catering equipment, commercial vehicles (minibuses, coaches, for lift trucks), refrigeration equipment, telecoms equipment, aircraft, plant and machinery, boats and cars. You can contact them at firstname.lastname@example.org.
Thames Valley Asset Finance (TVAF) (Broker)
Based out of Newbury in Berkshire, Thames Valley Asset Finance (TVAF) are an experienced broker, providing access to asset financing (CH, HP, LP, FL and SL) for vehicles, equipment, plant and machinery for growing businesses, sole traders, start-ups and MBI’s / MBO’s.
Examples of assets there able to provide finance for include information technology hardware, forklift trucks, engineering machine tools, commercial vehicles, motor cars and printer equipment (they apply the DIMS framework to assess if assets qualify for finance).
Thames Valley Asset Finance are able to work with businesses across sectors including waste disposal, vehicle hire, coach hire, construction, demolition, telecoms, warehousing, recycling, plant hire, information technology, engineering, food preparation, food production, leisure, manufacturing, medical and scientific, hotel and tourism, haulage and plant hire among other sectors. Additionally, they’re able to facilitate access to invoice finance, chattel mortgages and business car finance products. For enquiries, you can reach them at email@example.com.
VISION ASSET FINANCE (Financier)
Founded in 1999 in Northern Ireland, Vision Asset Finance started out working with businesses to help spread the cost of new IT infrastructure through leased facilities.
Since then Vision has expanded significantly and now provide a range of leasing and asset financing products (HP, OL and FL) from £1,500 to £1,000,000+. They’re able to work with SME’s involved in education, healthcare, agriculture, the public sector, the third sector and energy. Assets and equipment, they can finance computer systems, commercial vehicle, agricultural machinery, solar PV, biomass boilers, photocopiers, catering equipment, EPOS systems, CCTV systems, veterinary equipment, dental equipment, medical equipment, telecoms equipment and software among many other types of equipment.
They are also able to offer business financing including business loans and various forms of alternative finance. Vision Asset Finance has offices and provides coverage across the United Kingdom (Belfast, London and Edinburgh) and Ireland (Dublin). Additionally, they have international offices in the United States (Plymouth) and New Zealand (Christchurch). You can contact them via firstname.lastname@example.org or reach a regional office directly by using the relevant phone number listed on this page. Finally, they also operate three trading divisions that offer more specialised leasing and finance products focused on specific areas, two of these divisions are detailed further below (SmartFundingHub is not covered as they only provide business loans).
As the name suggests, EduLease provides leasing and financing options (OL and R) for schools and academic institutions regarding ICT infrastructure and other equipment (laptops, computers, networks, photocopiers, biomass boilers, CCTV systems, radio equipment and more). Additionally, EduLease they can provide recycling services for the disposal of existing legacy IT assets. You can contact them via email@example.com.
Speed Lease can finance and source business equipment (HP or L) with a value of between £1,000 and £250,000. They work with businesses involved in sectors including veterinary, vehicles, energy, dental, gym, information technology, garage, LED lighting, medical, telecoms, manufacturing, pharmacy, security, construction, aviation, garage, forestry, energy, vehicles, recycling and retail. They also provide business loans, for enquiries you can reach them via firstname.lastname@example.org.
Metro Bank (Financier)
Metro Bank is a UK retail bank founded in 2010, listed on the London Stock Exchange and part of the FTSE 250. Metro Bank offers a range of commercial finance options including asset finance (HP, FL, SL and RE). There able finance assets for businesses in sectors including Bus and coach transport, construction, classic and prestige cars, agriculture, manufacturing, agriculture, corporate transport, engineering and healthcare (assets must meet the criteria of the DIMS framework but they re able to fund some soft assets, i.e. computers, telecoms equipment).
Metro Bank Asset Finance requires a deposit for the financing of typically 10% and can offer contracts up to a maximum of 7 years (no range is given for minimum or maximum values of the asset they can finance, please enquire with Metro for further details).
Aside from asset finance there also able to offer a broad range of business banking products (accounts and savings), alongside a range of commercial finance products including commercial loans, business credit cards, commercial overdrafts, and buy-to-let loans. You can contact the Metro Bank Asset finance team at email@example.com for more details (you can also arrange a meet at their office in Guildford, Surrey).
Oracle Asset Finance (Broker)
Oracle Asset Finance focus exclusively on facilitating asset financing (HP, LP and PCP) for prestige cars (luxury cars and high-end sports cars). Oracle provides access to millions in financing each month for customers in the UK and has close relationships with car brands including Jaguar, Lamborghini, BMW, Audi, Mercedes, Bentley, Land Rover, Porsche, Pagani, Lexus, Lotus, Morgan, Bugatti, Aston Martin, Rolls Royce, McLaren and Ferrari.
You can contact them at firstname.lastname@example.org for more information (its assumed financing amount is assessed on a case by case basis, as a range is not provided on the website). You can also arrange a meeting and visit one of their locations nationwide (Knaresborough, London, Aberdeen, Ashford, Brentwood, Great Warley, Winchester, Sheffield, Oxford, Milton Keynes, Glasgow, Manchester, Gateshead, Cardiff, Bristol, Birmingham, Crawley, Chester and Edinburgh).
Asset Alliance Group (Broker)
Based out of Wolverhampton, the Asset Alliance Group is a leading UK provider for vehicle asset finance (CH, R, HP, FL, OL and HP) and fleet management services. They also own and operate several other vehicle financing and leasing companies detailed below.
Forest Asset Finance (Broker)
Forest Asset Finance (part of the Asset Alliance Group) is an asset finance packager specialising in bus and coach asset finance (HP, FL, LP, RE and OL for a single vehicle to multi-coach/bus purchase and larger fleet acquisitions).
They work with small and medium enterprise, using relationships with UK based and international financiers to provide asset finance (a 10% deposit is typically required for any financing). They have offices in Southern England (Ringwood), the Midlands (Wolverhampton) and Scotland (Lanarkshire). You can contact them via the form on this page.
Founded in 2003, Total Reefer provides the same offering as Asset Alliance but focusing purely on financing refrigerated trailers. You can contact them on this page.
Luv Asset Finance (Broker)
Luv Asset Finance provides access to a range of commercial financing options including asset finance (HP, OL, SFI and RE), they specialise in car/vehicle finance and leasing but can also help with sourcing finance for business machinery, general equipment and more.
They are also able to provide access to business finance (loans and cash flow solutions). Luv Asset Finance have based out Warrington (near Liverpool), you can contact them for information at email@example.com.
Fexco Asset Finance (Financier)
Fexco Asset Finance is a division of Fexco, an Irish financial services company offering a range of business finance and payment solutions. They offer a range of asset financing and leasing options (HP and L) as well as specialist options for car finance and business loans. Fexco Asset Finance works with small and medium enterprises across Ireland and can finance assets including vehicles commercial equipment and engineering machinery. They work with businesses in industries including healthcare, green energy, manufacturing, plant and machinery and road transport.
Fexco has offices in Ireland (Dublin and Kerry). Additionally, they have offices in the United Kingdom, Sweden, United Arab Emirates, New Zealand, Brazil, Australia, the Philippines, Japan, Hong Kong and China. For enquiries, you can reach them at firstname.lastname@example.org.
Affinity Asset Finance (Broker)
With over 20 years’ experience in brokering commercial asset finance, Affinity Asset Finance can help businesses in sourcing a range of asset financing options (HP, LP, SH, FL, OL and RE).
Affinity can work with companies across sectors and assets including haulage, marine, aviation, technology, construction and materials handling, plant and equipment, vans, buses, coaches and cars. You can reach Affinity at email@example.com for more information.
Rapid Business Finance (Broker)
Rapid Business Finance was established in 2007, as commercial finance brokers, they can provide access to a range of finance solutions for business, including asset finance (not listed, assume most forms of asset finance are covered given their an established broker).
Additional financing options they can source include business loans, invoice finance and various other business credit products. You can contact Rapid Business Finance at firstname.lastname@example.org for more information (they also have offices based in London, Baker Street).
Yorkshire Bank (Clydesdale Bank) (Financier)
Yorkshire Bank is a trading division of Clydesdale bank, they primarily operate in the North of England (with headquarters in Leeds). Aside from providing standard business banking products, Yorkshire Bank can provide access to a range of commercial lending and finance facilities including asset finance (HP and L).
They work with businesses in industries including transport, plant hire, manufacturing, agricultural, haulage, engineering and packaging. Press the button on the right on the page linked above to get further details (fill in a business lending form). Additionally, there are branches of Yorkshire Bank located across the United Kingdom (search for business and private banking centres on this page).
Nationwide Asset Finance (Broker)
Nationwide Asset Finance is a commercial finance broker who can access a range of asset finance (HP, L, RE and SL), the company is based out of Warrington.
Nationwide Asset Finance works with companies across sectors (IT, haulage, telecoms…) from startup stage to Public Limited Company and provides access to funding between £20,000 and £5,000,000 (for 1 to 5 years). You can contact them by using the form on this page.
General Electric Capital (GE Capital) (Financier)
GE Capital is a division of General Electric providing financial solutions for customers of GE industrial businesses. Regarding asset finance, GE Capital focuses on providing equipment financing and leasing (options not listed but assumed the same general range of asset financing options, given examples from $10 to hundreds of millions) for large the UK and international companies.
They’re able to work with businesses in the marine, aviation and energy sectors (including thermal and renewable energy). For more information, you can find the contact details for the GE division behind the product you’re interested in here (for UK equipment finance enquiries you can reach them email@example.com).
Clear Asset Finance (Broker)
Based out of Hornchurch (Essex), Clear Asset Finance acts as an intermediary for accessing business asset finance (FL, HP, SL, OL and RE). They can provide access to funding from £750 to £10,000,000 for small, medium and large businesses.
They can provide general equipment finance and vehicle finance (vehicle is a particular speciality), Clear Asset Finance can additionally provide access to commercial mortgages and cashflow facilities. You can contact them at Support@clearaf.co.uk.
Hampshire Trust Bank (Financier)
Established in 1977, Hampshire Trust Bank is a specialist lending and savings bank with a range of business and commercial products, including asset finance (HP, SH, FL and OL).
Hampshire Trust Bank asset finance division can finance many different assets across sectors including but not limited to imaging equipment, plant and machinery, agriculture equipment and information technology infrastructure). Additionally then can provide block discounting, development finance, specialist mortgages and business savings products.
You can only work with Hampshire Trust Bank via an introducer (Broker), you can contact them at firstname.lastname@example.org (to find out more about the asset financing available and to find out which Brokers they work with).
Gable Asset Finance (Broker)
Founded in 1996 and based in London, Gable Asset Finance is a business finance broker able to facilitate a range of asset financing options (HP, FL, SL and CH).
Gable Asset Finance works with organisations of all sizes across education, farming, catering and manufacturing among others. There also able to access contracts to finance equipment for over 10 years in some cases. For enquiries, you can reach them at email@example.com.
Axis Leasing (Financier)
Axis Leasing has been an independent provider of asset finance (SFI, HP, LP, OL, SL and FL) for over 20 years; they can work with businesses and educational organisations. They focus on providing financing for all types of technology, alongside general equipment needs.
Axis Leasing can finance assets including EPOS systems, surveying equipment, 3D printers, software, scientific equipment, bending machines, cleaning equipment, kiosks and LED lighting systems as well as many more assets.
They can also provide access to business insurance, unsecured lending, alternative finance, software and cloud funding and project finance among other products. Axis Leasing is based out of Wales; you can contact them at firstname.lastname@example.org.
Wesleyan Bank (Financier)
Founded in 1841, Wesleyan Bank provides a range of commercial finance products including asset finance (options aren’t listed but assumed full range). They’re ability to work with small and medium enterprise, educational organisations, dentists’ pharmacists and professional practice firms to provide financing for up to 7 years.
Examples of assets that can be financed include commercial vehicles, computer hardware, software including PMS and plant and machinery. Additionally, Wesleyan Bank can provide VAT funding, tax funding, IT finance, mortgages and commercial loans. You can reach the Wesleyan commercial finance team at email@example.com.
Haydock Finance (Financier & Broker)
Based in Blackburn (North of Manchester) Haydock Finance are a provider/provider of access to asset finance (HP, L, SH and RE) for small and medium-sized enterprises (being a commercial financier and broker). Started in 1980 Haydock Finance have an asset portfolio more than £125 million and have recently become an approved leading under the Enterprise Finance Guarantee.
Haydock Finance can finance/provide access to finance for businesses in Lancashire for assets including buses, coaches, printing equipment, yellow plant, red plant, industrial plant and machinery, heavy commercial vehicles, trailers, cars, light commercial vehicles, engineering equipment, agricultural equipment and forestry equipment.
Additionally, they finance some specialist assets including fairground rides, biomass boilers, containers, boats, modular buildings, gym equipment, generators, recycling equipment, laundry equipment and broadcast/audio and visual equipment. You can contact Haydock Finance at firstname.lastname@example.org.
Peregrine Finance (Financier)
Peregrine Finance is based in York and is the largest financier of rural businesses in the UK, providing a range of asset financing options (HP, CH, RE and OL). They can finance businesses involved in agriculture, rural industries, industrial and construction, ground care, renewable energy, land agency and consultancy, equestrian and manufacture/supply. There also able to offer a range of commercial loans.
Peregrine Finance has over 25 years’ experience and has a turnover of £100 million years. They have offices across the UK, and you can contact them at email@example.com.
Hilton Baird Financial Solutions (Broker)
Hilton Baird Financial Solutions are a commercial and business finance broker able to secure a range of asset finance products (FL, RE and HP) for businesses, large and small. There also able to offer access to traditional financing products including invoice finance and commercial loans. Hilton Baird has offices in Southampton; you can contact them at firstname.lastname@example.org for more information.
Black and White Asset Finance (Broker)
Founded in 2016, Black and White Asset Finance are based between Torquay and Exmouth; they are a specialist broker, sourcing finance for businesses operating in the food and drink industries, transportation, distribution, storage and hospitality/leisure industries. They only work with Limited Companies, Limited Partnerships or Public Limited Companies.
They provide access to all types of asset financing (HP, FL, OL and SL), they are also able to source business loans and invoice finance. You can contact email@example.com for more information.
Blueray Capital (Broker)
Blueray Capital can provide access to a full range of financing options including asset finance (L, HP and RE). They can work with UK companies operating in fields including business and general aviation, vehicles and mobile assets, waste and recycling, forestry, renewables, construction, plant and technology, office, IT and commercial. Regarding financing, Blueray Capital can provide to access from £50,000 to £10,000,000 in finance over a period of 1 to 7 years.
Additionally, Blueray can facilitate access to trade finance, bridging finance, invoice finance, acquisition finance (MBI/MBO), mortgage finance, and equity finance. For enquiries, you can contact them at firstname.lastname@example.org.
Bank of Ireland (Financier)
Founded in 1783, Bank of Ireland is a commercial bank based in Ireland (headquarters in Dublin), they are one of the four largest banking institutions in Ireland. They offer asset financing options to allow their customers to finance purchasing equipment, production machinery, commercial vehicles and more. The asset financing options offered to depend on whether you’re located in Ireland or in the United Kingdom (with the Bank of Ireland UK being a separate entity, covering the UK).
Bank of Ireland
Bank of Ireland provides asset financing (HP and L) to Irish businesses across Ireland. Additionally, they can provide leverage finance and commercial finance options. You can contact them for more details by finding your local commercial branch of Bank of Ireland on this page (or by using the phone number at the bottom of the page marked “Leasing”.
Bank of Ireland UK
Bank of Ireland UK can provide asset financing (HP and L) across the United Kingdom. In the United Kingdom, however, their asset financing options are run by Northridge Finance (NIIB Group Ltd, based out of Belfast). You can reach them via email@example.com for more details.
Regency Factors (Broker)
Running for over 20 years Regency Factors are a specialist invoice financing company based out of Bury (Lancashire). They also provide access to a range of other financial products including asset finance (types not listed but as Broker assume full range). Regency Factors can facilitate asset financing for businesses of all sizes additionally they can also provide factoring services, trade finance and purchase finance. You can reach them for more information at firstname.lastname@example.org.
Santander Asset Finance UK (Broker)
Santander UK is a subsidiary of Banco Santander, currently the world’s 9th largest banking group by revenue. Santander UK was founded in 2010 and has grown to become one of the largest providers of personal finance in the UK. The bank also offers/offers access to a range of business financing products, including asset finance (CH, L and HP). Regarding asset financing Santander act as an intermediary/ partner working with LeasePlan Go and Macquarie Equipment to provide equipment and vehicle finance.
LeasePlan GO (Santander UK)
LeasePlanGo can offer vehicle financing for 2 to 5 years; they can finance only new vehicles.
Macquarie equipment (Santander UK)
Macquarie is able to finance new and second-hand equipment (provided equipment is from a trusted supplier).
Wyelands Bank (Financier)
Acquired and rebranded in 2016 by the Gupta family, Wyelands Bank is a commercial bank working with small and medium businesses across the UK (globally part of the GFG alliance). They can provide a range of savings and lending product as well as asset financing (offering is not detailed, enquire).
Wyelands Bank can also provide some working capital options including receivable finance, supply chain finance and inventory finance. Wyelands Bank was formerly known as Tungsten Bank. To find out more, you can contact them at BusinessSolutionsEnquiries@wyelandsbank.co.uk.
National Fleet Services (Broker)
Trading since 1996, National Fleet Services specialise in sourcing leases and asset financing options (CH, FL and LP) for commercial and non-commercial vehicle purchase. They have a particular focus van leasing and leasing for commercial vehicles (LGV, HGV…) and can work with a range of clients including sole traders, large corporations, individuals, small businesses and professional practices. They also trade under the name Charter Hall for more general asset finance sourcing, detailed below. You can contact them by filling in the form on this page.
Charter Hall Asset Finance (Broker)
Charter Hall Asset Finance is division (trading name) of National Fleet Services Ltd. As a broker of commercial asset finance (FL, HP, SH), they focus on working with clients in several sectors including industry, health and fitness, Hospitality and Leisure among other industries.
Examples of assets Charter Hall Asset Finance can source financing for includes beauty and salon equipment, dental equipment, retail equipment, medical equipment, transportation equipment, gym equipment, construction equipment, engineering equipment and more. You can contact them for more information by using the form on this page.
Renaissance Asset Finance (Broker)
Owned by Arbuthnot Latham & Co, Renaissance Asset Finance is commercial finance brokers based out of Basildon (Essex), they focus on facilitating vehicle financing and financing (HP, FL and RE) of more general equipment for companies, sole traders, high net worth individuals and Limited partnerships across the UK. You can contact them for more information at email@example.com.
County Finance Group (Financier)
Incorporated in 1995, County Finance Group are an independent finance house based out of Lutterworth (close to Coventry and Birmingham). They can provide a range of asset financing options (HP, FL and RE) to UK SME’s, most commonly financing industrial equipment and machinery (they do also finance other types of assets).
Additionally, they are also able to provide practice finance (for professional practice, i.e. doctors, vets). You can contact them at firstname.lastname@example.org for more information.
Forward Asset Finance (Broker)
Based in Glasgow and running since 2008, Forward Asset Finance are car finance specialists that can source a range of financing options (HP and FL) for commercial and non-commercial vehicles (additionally they can also source finance on plant and equipment, marine, agriculture, medical and dental and heavy commercial). You can contact them for more information at email@example.com.
Tristar Asset Finance (Broker)
Situated in Cardiff, Tristar Asset Finance are specialist business finance broker. Tristar is able to source financing from £1,000 to £1,000,000 for a period of 6 – 60 months.
They are able to source financing for sectors/assets including cars (new, used and classic), technology (networks, AV, hardware and software), light commercial (vans), renewable energy (biomass boilers, solar PV and wind turbines), plant / machinery (cranes, large machinery, used plant and machinery, forklifts, new plant and machinery), marine (leisure vessels and commercial vessels) and large commercial (minibuses and HGV).
Tristar Asset Finance also can source invoice factoring services. You can contact them at firstname.lastname@example.org for more information.
Harewood Asset Finance (Broker)
Founded in 2018 and based in Tadcaster (North Yorkshire), Harewood Asset Finance LLP is a financial brokerage able to facilitate asset financing (FL and L) for assets/sectors including marine, golf, equine, vehicle and aviation. It’s worth noting; their management team have significant experience in sourcing finance for the golfing and automotive industries.
Harewood Asset Finance is also able to source commercial mortgages, professional loans, marine mortgages and bridging loans. You can contact them at email@example.com for more information.
Trust Asset Finance (Financier)
Trust Asset Finance (TA Asset Finance) is a leasing and asset finance specialist (FL, HP and RE) based in Beaconsfield (Buckingham), they’re able to finance assets from £1,000 to £2,000,000 in value and over a period of 2 to 5 years. They’re able to provide financing on many different types of asset, examples of assets that can be financed including machinery, audiovisual equipment, retail equipment, commercial furniture, coffee machines, software, hardware, LED lighting and gym equipment. Trust Asset Finance can also provide businesses with loans. For more information, you can contact them at firstname.lastname@example.org.
Mistral Bus & Coach Finance (Broker)
Mistral Bus & Coach Finance specialise in sourcing finance exclusively for bus and coach companies/operators working with lenders who specialise/ understand the coach and business market in the UK.
Operating for over 21 years and based out of Manchester, Mistral Bus & Coach finance can facilitate access to a range of asset financing and leasing options (OL, HP and FL). You can contact them for more information at email@example.com.
Allied Asset Finance (Broker)
As a specialist asset finance (HP, FL and RE) Broker, Allied Asset Finance have been running since 2003 and can facilitate access to plant and machinery finance, vehicle finance and finance for general machinery and equipment, agricultural machinery finance and IT / office equipment finance.
Based out of Radstock (close to Bath), they can additionally access factoring and invoice discounting as well as commercial loans. You can contact them via the form on this page.
JCB Finance (Financier)
Founded in 1991, JCB Finance is a close partner of J.C. Bamford Excavators Limited (founded in 1945), the well-known manufacturer for construction equipment, demolition equipment, waste handling equipment and agriculture equipment. JCB Finance is able to provide asset financing (HP, CP, CH and OL) and leasing options for JCB equipment but also on non-competitive equipment and second-hand equipment from other trusted suppliers.
JCB Finance is able to finance equipment including but limited to generators, wheel loaders, wheeled excavators, telescopic wheel loaders, rough terrain forklifts, access platforms, compact track loaders, mini excavators, compaction equipment, site dumpers, wheeled excavators, industrial forklifts, compact track loaders and backhoe loaders. JCB finance is based out of Rochester (Northern England), you can contact them via the form on this page for more information. Additionally, if you’re looking for second-hand equipment and vehicles, they have a number of assets for sale here.
United Trust Bank (Financier)
United Trust Bank is a specialist banking group based out of London (Ropemaker Street) and established in 1955, offering a range of deposit and lending products for individuals and businesses including asset financing (HP and FL).
United Trust Bank typically finance deals from £10,000 to £750,000 over a 1 to 5-year period (though with strong covenants they do consider larger transactions). They can finance assets including media equipment, waste recycling equipment, trailers, buses, coaches, heavy commercial vehicles, prestige cars, class cars, light commercial vehicles, municipal vehicles, injection moulding machines, agricultural machinery, construction machinery and CNC / engineering machinery.
They can work directly with businesses, and via Brokers, you can contact them directly at firstname.lastname@example.org for further information.
Alphera Financial Services (Financier)
Established in 2006, Alphera Financial Services are a provider of automotive finance (HP and PCP)) for brokers and dealers (they do not work directly with customers/businesses but have a network of over 1500 partners UK wide). Alphera is a part of the BMW group of companies and as such have access to serious expertise and understanding when it comes to automotive financing.
You can contact Alphera Financial Services directly for a list of brokers/partners at email@example.com. Additionally, they are a provider of commercial finance and mortgages.
BNP PARIBAS LEASING SOLUTIONS (UK)
A subsidiary of BNP Paribas Group (large European retail and corporate bank), BNP Paribas Leasing Solutions (based out of Basingstoke) can provide asset finance (OL, FL, HP and CH) for businesses operating in a range of different markets.
BNP Paribas Leasing Solutions (UK) can provide agriculture finance, telecoms finance, health care finance, commercial vehicles finance, construction machinery finance, software finance, material handling finance, food equipment finance and IT finance. You can contact them at firstname.lastname@example.org for more information.
GRENKE can support medium-sized businesses by providing leasing options for a range of assets, including office furniture, printing equipment and information technology hardware, medical equipment, garage equipment, security technology and systems, navigation systems and dental equipment among others. GRENKE specialise in providing leases for 12 months for lower value assets, leasing is available from £500 upwards.
GRENKE have offices across the UK (Hemel Hempstead, Newport, Bristol, Manchester, Tamworth, London and Glasgow), you can also contact them via the form on this page.
Rivers Leasing (Financier)
Founded in 2010, Rivers Leasing is a subsidiary of Rivers Finance Group are a publicly listed company offering asset finance solutions; they can work with the business directly, via a partner or broker.
They focus on leasing deals between £2,000 and £50,000, working to provide finance to small businesses for general equipment (across the UK). You can contact them via the form on this page; you can also visit their offices in London (Harrow).
1pm PLC (Financier)
Originally established in 2006, The 1pm group of companies specialise in providing a range of financing options (asset finance, invoice finance, loan finance and vehicle finance) to businesses and individuals in the UK. They provide asset financing (LF and HP for the first two companies) through several subsidiaries detailed further below.
Onepm finance is a provider of asset financing for general business equipment and business loans for UK small and medium-sized businesses. They are based in Bath, and you work with them directly or via a financial broker. They’re able to provide financing for between £1,000 and £75,000 for between 12 and 60 months. You can contact them for more information at email@example.com.
Founded in 1987, Academy Leasing is one of the UK’s leading providers of equipment and vehicle financing solutions. They can offer finance between £1,000 and £250,000 to UK businesses of all sizes from general equipment to vehicles (everything from plant and machinery to IT hardware and heavy commercial vehicles). They are based out of Golborne (near Manchester), and you can contact them via the form on this page.
Bradgate was founded in 2006 and to date has provided £100 million in asset finance (HP, L and RE) to UK businesses. They’re able to provide finance for equipment, trucks and vehicles as well as plant and construction. Bradgate is based out of Lutterworth (Leicestershire). You contact them for more information on this page. Additionally, they can provide invoice finance, business loans and property loans.
Quantum Funding (Financier)
Quantum Funding has provided over £100 million to over 5,000 small and medium-sized businesses (range of assets). You can access their asset financing (HP and L) via a broker (they have a network of 200 commercial finance brokers). You can contact them via this page for a list of partner Brokers.
Arkle Finance Limited
Since 1997 Arkle Finance has provided a range of financing options, including asset financing options from 2 to 5 years (FTR, FL, OL and HP) to support businesses across sectors including consumer, marine, aviation, energy and education.
You can contact Arkle Finance directly via this page. They are based in Wellingborough (Northamptonshire). You can also access their finance via their network of over 150 brokers and introducers.
PEAC Finance (Financier)
PEAC Finance is a provider of asset finance to UK businesses; they are a B2B lender providing finance from £1,000 to £5,000 with a customer base exceeding 20,000 businesses in the UK.
PEAC Finance can provide financing for both hard and soft assets as well as financing directly, via brokers or via vendors. Based in Bracknell (between Reading and London), you can contact them via firstname.lastname@example.org for more information.
Kingsway Finance (Financier)
They are based out of Manchester, and you can contact them at email@example.com. You can work with them directly or via a broker or vendor.
Asset Advantage (Financier)
Asset Advantage is an independent business finance company founded in 1995 (acquired by management in 2010). They have some asset finance options (HP and LF) and fund a range of business equipment for sole traders, limited companies and partnerships (solvent, profitable and have a trading history that can be assessed).
You can only work with them to secure financing via a broker/introducer. They have offices in Basingstoke, and you can contact them at firstname.lastname@example.org (for a list of partner brokers).
Capex Finance (Broker)
Trading since 1999 and based out of Birmingham, Capex Finance can arrange finance (HP, L and RE) for vehicle and equipment purchase for UK businesses (from 1 to 7 years). They particularly focus on helping businesses gain vehicle finance. You can contact them at email@example.com for more information.
Eurodrive Motor Finance (Broker)
Founded in 2004, Eurodrive Motor Finance is a leading broker in providing automotive financing solutions. They exclusively work with vehicle dealers to help them provide financing options for their customers. There based in Newcastle and you can contact them via the form on this page.
JB Commercial Finance (Broker)
JB Commercial Finance source commercial finance, as part of their working capital solutions they can facilitate access to asset finance (options not listed).
They are able to source a number of business finance products such as working capital (including asset finance), commercial loans (traditional business loans, crowdfunded loans, peer to peer loans, equitable charge loans), commercial mortgages (asset finance, debtor book lending, shop refit finance, invoice factoring and discounting) and bridging / development finance (residential and development, land without planning permission and bridging funding). You can contact them at firstname.lastname@example.org.
Global Asset Finance Limited (Broker)
Based in London and specialising in asset / commercial finance (LP, OP and HP), Global Asset Finance Limited work with a range of financiers in the UK and across the world to source finance for businesses in the UK. You can contact them at email@example.com.
Sterling Asset Finance (UK) (SAF UK)
Incorporated in 2009 and registered in Canary Wharf, London Sterling Asset Finance providing equipment hire and finance solutions (no other details available online). You can contact firstname.lastname@example.org.
Maxxia UK (Financier)
Maxxia UK is a supplier of asset finance (FL, HP, OL, CH and CP) and leasing options to private sector businesses and public sector organisations in the UK. There focus is on vehicle leasing and financing information technology assets (hardware and software).
They also provide financing for many different types of equipment including vehicles, marine, aviation, agricultural machinery, commercial vehicles, printing machinery, cranes, excavators and industrial plant/machinery. Maxxia UK is based in London you can contact them at email@example.com for more options.
armada asset finance (Financier)
Started in 1974 and based out of Topsham (Devon), armada asset finance has been operating for over 40 years as an independent asset finance company. They work with SME’s (startup to established companies), providing a range of asset financing options for equipment (individual products are not listed on their website but assume the general range, i.e. Hire Purchase, Finance Lease, Operating Lease).
They can provide funding from £2,000 to £250,000, and as an independent there able to provide a good level of flexibility regarding the range of assets and sectors they can work in. Additionally, they’re able to provide a good deal more flexibility on asset financed between £40,000 and £75,000. For enquiries, you can contact them at firstname.lastname@example.org.
The majority of the companies above are Financial Conduct Authority (FCA) regulated and members of the Finance & Leasing Association at the time of writing this post. However, as always make sure make sure to do your own thorough due diligence when choosing a financier or broker to work with (including checking the current FCA/ FLA status of a provider / broker).