Business insurance in the UK

A definitive list of business insurance providers and options.

Hiscox Business Insurance

Overview: If you are not sure what kind of insurance suits your company, just mention your type of business on their site and they will help you find the best cover.

Insurance Options: Employers Liability Insurance, Public Liability Insurance, Professional Indemnity Insurance, Personal Accident Insurance, Key Man Insurance, Office Insurance, Cyber and Data Risks Insurance, Online Retailer Insurance, Retail and Shop Insurance, Trades and Construction Insurance and Insurance products.

Useful: They provide insurance for startups, small and medium-sized businesses and various other industries.

AXA Business Insurance

Overview: AXA Business Insurance provides insurance services to various ventures including self-employed individuals and small businesses. They also support startup businesses.

Insurance Options: Public Liability Insurance, Employers’ Liability Insurance, Professional Indemnity Insurance, Van Insurance, Residential and Commercial Landlord Insurance, Commercial Property Insurance, Fleet and Haulage Insurance and Shop Insurance.

Useful: You can choose between conventional and online business insurance. There’s also a 10% online discount with each insurance service.

Barclays Business Insurance

Overview: Barclays Bank provides business insurance in partnership with Allianz Insurance. They offer protection to startup businesses in case of personal injuries and property damage.

Insurance Options: Contractor Insurance, Motor Trade Insurance, Landlord’s Insurance, Office Insurance, Home Business Insurance, Shop Insurance and Tailored Business Insurance.

Useful: You can have 3 months free Public Liability cover if you’re a start-up.

More Than Business

Overview: More Than Business provides business insurance products and services to various ventures including small businesses and startups.

Insurance Options: Van Insurance, Business Car Insurance, Public Liability, Professional Indemnity, Landlord Insurance, Start Up Businesses, Shop Insurance, Office Insurance, Small Business Combined, Hotel Insurance, Hair & Beauty Salon.

Useful: They offer free 24-hour professional guidance, startup discounts and interest-free monthly instalments.

Direct Line Business Insurance

Overview: Direct line is responsible for providing a wide range of Insurance packages to different businesses. They cover almost all of your standard needs.

Insurance Options: Office Insurance, Shop Insurance, Hair and Beauty Insurance, Small Business Insurance, Professional Indemnity Insurance, Landlord Insurance, Van Insurance and Business Car Insurance.

Useful: Direct Line caters to people working from home as well. They also provide public liability insurance.

Insurance Choice Business Insurance

Overview: Insurance Choice is an insurance broker set up by highly experienced executives to provide services to individuals and businesses.

Insurance Options: Professional Indemnity Insurance and Commercial Property Insurance, Commercial Vehicle Insurance, Fleet Insurance, Landlord Insurance and Tradesman Insurance.

Useful: Insurance Choice provides protection for almost all of your business assets, from accidental damage, fire and theft, vandalism, flood and storm damage.

Lloyds Bank Business Insurance

Overview: Lloyds Bank Business Insurance services are provided by Arthur J Gallagher, part of one of the largest insurance brokering groups in the world

Insurance Options: Public Liability Insurance, Tradesman Insurance Professional Indemnity Insurance and Landlord Insurance.

Useful:  Products are sourced from a panel of providers, ensuring you get the right cover at a competitive price. These insurance policies can be beneficial to all kinds of industries.

Instasure Business Insurance

Overview: Instasure provides a wide variety of insurance covers to a large pool of business clients including startups. They are backed by some of the world’s largest insurers. Their insurance policies are specifically tailored to meet the modern demands of businesses all across the UK.

Insurance Options: Combined Commercial Insurance,  Commercial Propery Insurance, Liability Insurance & Other.

Useful: Instasure’s dedicated team is always available to assist you with quotes and any questions you may have regarding your insurance. They not only provide coverage but also ensure you comply with any relevant laws.

Natwest Business Insurance

Overview: They provide insurance covers to almost all types of industries, whether the business is small, medium or large. They also advise you on just the right protection irrespective of your business’ size.

Insurance options: Small Business Insurance, Landlord Insurance, Public Liability Insurance, Van Insurance and Shop Insurance.

Useful: Natwest works closely with a wide range of businesses. Their team spends time with each business to identify the right kind of insurance it requires.

Premier Line Direct Business Insurance

Overview: Premier line insurance helped transform UK insurance policies for the better. Their standard for speed and service are known far and wide.

Insurance Options: Retail Insurance, CDontractor Insurance, Office Insurance, Freelance Insurance, Commercial and Industry Insurance, Landlord and Property insurance, and a range of industry-specific products.

Useful: They have a responsive and reliable team that understand small businesses and can provide good cover at a competitive price.

HSBC Business Insurance

Overview: They offer protection specifically designed for your business’ needs.

Insurance Options: Professional Indemnity Insurance, Public Liability Insurance, Employer’s Liability Insurance and Van Insurance. They also provide Business Loan Protection.

Useful: You can usually get a discount on your first year of insurance through one of their preferred partners.